trailer financing and savings blog

Trailer Financing | Trailer Trade-Ins | Used Trailers & Savings

Mar 5, 2019

When it comes to buying a trailer we understand it is an investment you’ll want to be comfortable with.  Trailer financing can help ease the burden of paying for the trailer.

Making a purchase on a trailer can sometimes be overwhelming and working within a certain budget is important.

Fortunately, there are a few ways to save or assist you with your next trailer purchase at NC Trailers.

We’ll be going over the ways we can help manage your budget.

Trailer Financing | Trailer loans  

You’re not always going to be able to pay for the trailer you’d like to buy upfront.

Many of our customers request that we help them apply for financing and assist them in completing their purchase so they can go home with the trailer of their choice.

It’s important to us that you’re getting what you want so let us assist in getting financed.

Frequently asked questions about financing

  1. A) What type of a credit score do I need?

At NC Trailers we help you apply, complete the necessary paperwork or online forms in order to apply to a financing company.

We work with about 6 or 7 different lenders and each one varies on what they require your credit score to be.

There will be different requirements for each of these but we work with customers with challenged credit all the way up to well qualified buyers.   

          B) How many financing companies do we work with?

This varies over time but we work with about 6 or 7 different companies giving you many options and chances to get approved.

         C) How long does it take to get approved?

Typically you will get an answer from our lenders on the same day. Sometimes the response is instant based on the company you’re applying to. At max, it should only take 24 to 48 hours.

         D) How can I apply?

1) You can apply online here. Just click on the link, fill out the form and we will contact you as soon as we process your details. Once we receive your application we will call you to get some finalizing information.

2) You can come to our store location and apply in person. If you’re ready to starting browsing for the trailer you’d like to buy and want to knock out two things at once, give us a visit and we will walk you through the process.

        E) What do I need to apply?

You’ll just need some things like your personal information, employee information, income, banking information. If you are approved you’ll need two forms of ID to verify your identify.

At anytime if you need help or have questions about trailer financing just give us a call at 336-276-0329.

Trade-In Your Trailer

Get money out of your current trailer by trading it in to us. We don’t offer any guaranteed value of what we will give you but if you bring it by our shop then we will give you an evaluation.  

If we deem your trailer acceptable for trade-in, then it will save you time while trying to sell it yourself. This gives you immediate cash to spend upfront, helping you with the cost of your new trailer.


Used Trailers for Sale

To save you money but not sacrifice quality we have used trailers for sale. Our shop manager personally inspects these himself to ensure the trailers we resale are of top quality.

We make sure the frames aren’t twisted and bent. When necessary, we will replace the axles, couplers, or even a board and piece of metal. We do this so your trailer is safe to use and will do the job you want it to.

Other maintenance we perform before selling a used trailer is greasing the axles and fixing lighting issues.

If you’re interested in a used trailer for sale then give us a call to see what we have in-stock. Currently we don’t list these on our website because the inventory is constantly changing.

Factory Direct Trailers

Another way to save yourself some money is buying our factory direct trailers for sale. These prices will be a little less than the trailers we have on our lot due to freight cost and other fees.

Before you plan on buying a factory direct trailer you’ll want to check with us to make sure the trailer you want is available at the factory.

If you’re willing to go to the factory yourself to pick up your trailer, ask a trailer pro about buying factory direct trailers.

You’ll need to buy the trailer through us. It’s then required to be here to complete the necessary paperwork.

Mainly, you’ll need a MCO (Manufacturer's Certificate of Origin) and a Bill of Sale before you can go pick up the trailer from the factory.

At the time this was written we only offer factory direct trailers for our enclosed trailers from cynergy, south georgia cargo, and freedom.

2% Cash or Cashier Check Discount

If you’re equipped to buy your trailer in full and want to receive a 2% discount at checkout, then plan on paying with cash or cashiers check.

We offer a 2% cash discount on all the trailers we sell. Only trailers and accessories bought with the trailer are eligible for this discount.

You cannot receive a 2% discount on accessories purchased without a trailer or for service work.

The reason we offer this is due to payment processing fees we are charged when using a credit card while purchasing a trailer.



While making a large investment, it’s always important to manage your money well and make smart decisions. At NC Trailers we are here to help you get financing for your next trailer.


Ways to budget and save:

  • Financing
  • Trade-Ins
  • Used Trailers for Sale
  • Buying Factory Direct Trailers
  • Receiving a 2% Cash or Cashier Check Discount

If you have any questions about anything we discussed in this article please give us a call at 336-276-0329.

Our trailer pro’s are here to make trailer buying easy. We have a positive reputation and pride ourselves providing quality customer service.

Keep up with our Facebook & Youtube. Sign up for our Newsletter for promotional deals and information you won’t get anywhere else.